Privacy

Protecting your private information is our priority. This Statement of Privacy applies to the unitedrem.com and United Mortgage and Real Estate and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to United Mortgage and Real Estate include unitedrem.com and United Mortgage and Real Estate. The United Mortgage and Real Estate website is an information website for products and services offered by United Mortgage and Real Estate. By using the United Mortgage and Real Estate website, you consent to the data practices described in this statement.

Collection of your Personal Information

United Mortgage and Real Estate may collect personally identifiable information, such as your name. We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency

Information about your computer hardware and software may be automatically collected by United Mortgage and Real Estate. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the United Mortgage and Real Estate website.

United Mortgage and Real Estate encourages you to review the privacy statements of websites you choose to link to from United Mortgage and Real Estate so that you can understand how those websites collect, use and share your information. United Mortgage and Real Estate is not responsible for the privacy statements or other content on websites outside of the United Mortgage and Real Estate website.

Use of your Personal Information

United Mortgage and Real Estate does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

United Mortgage and Real Estate collects and uses your personal information to operate its website(s) and deliver the services you have requested.

United Mortgage and Real Estate may also use your personally identifiable information to inform you of other products or services available from United Mortgage and Real Estate. United Mortgage and Real Estate may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

United Mortgage and Real Estate does not sell, rent or lease its customer lists to third parties.

United Mortgage and Real Estate may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to United Mortgage and Real Estate, and they are required to maintain the confidentiality of your information.

United Mortgage and Real Estate may keep track of the websites and pages our users visit within United Mortgage and Real Estate, in order to determine what United Mortgage and Real Estate services are the most popular. This data is used to deliver customized content and advertising within United Mortgage and Real Estate to customers whose behavior indicates that they are interested in a particular subject area.

United Mortgage and Real Estate will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on United Mortgage and Real Estate or the site; (b) protect and defend the rights or property of United Mortgage and Real Estate; and, (c) act under exigent circumstances to protect the personal safety of users of United Mortgage and Real Estate, or the public.

United Mortgage and Real Estate may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.

United Mortgage and Real Estate may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
  • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
  • United Mortgage and Real Estate restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.
Use of Cookies

The United Mortgage and Real Estate website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize United Mortgage and Real Estate pages, or register with United Mortgage and Real Estate site or services, a cookie helps United Mortgage and Real Estate to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same United Mortgage and Real Estate website, the information you previously provided can be retrieved, so you can easily use the United Mortgage and Real Estate features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the United Mortgage and Real Estate services or websites you visit.

Security of your Personal Information

United Mortgage and Real Estate secures your personal information from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

Children Under Thirteen

United Mortgage and Real Estate does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from United Mortgage and Real Estate by contacting us

Changes to this Statement

United Mortgage and Real Estate will occasionally update this Statement of Privacy to reflect company and customer feedback. United Mortgage and Real Estate encourages you to periodically review this Statement to be informed of how United Mortgage and Real Estate is protecting your information.

Effective as of January 1, 2018